OUR COMMITMENT TO PRIVACY
LinkPoint
International, Inc.
Online Privacy Statement
Effective Date: March 1, 2004
Our
Commitment to Privacy
Protecting your privacy is very important to us. Our Online Privacy
Statement is designed to inform you about our online collection and
use of personal information. From time to time, LinkPoint International,
Inc. (referred to in this policy as "LinkPoint") may modify
this Online Privacy Statement. LinkPoint also has a group of products
and services which are provided under the name "YourPay."
There is a separate YourPay web site but we are guided by the same Online
Privacy Statement whether you are at the LinkPoint web site or the YourPay
web site. This online Privacy Statement reflects the LinkPoint policies
covering personal information collected by us, either through this web
site, the YourPay web site, or otherwise, on or after the effective
date shown above.
The Online Privacy Statement is available on the homepage of this web
site and the YourPay web site as well as at the bottom of every page
of both web sites, so it is available at every point where you provide
us with personal information. From time to time, you may click to other
web sites or pages that have different privacy policies. When this happens,
you can review those privacy policies that relate to those pages or
sites.
The Only Personal Information We Collect Online is that Information
You Voluntarily Provide to Us.
The only information we collect about you online is information that
you voluntarily provide to us either because you have requested us to
process financial transactions for you or because you are seeking information
or support from us. We primarily receive personal information as a result
of consumers' financial transactions with LinkPoint or with LinkPoint
business customers. Generally, LinkPoint does not obtain personal information
directly from consumers and we encourage our business customers, who
do obtain personal data from consumers, to provide a timely and complete
privacy notice. However, when LinkPoint collects information directly
from consumers, we will obtain only the information that is needed to
provide our goods or services, to provide customer service and to fulfill
any legal or regulatory requirements. When we obtain information about
consumers from third parties, we use reputable sources, including public
repositories. The information we collect may include, but is not limited
to, your name, account numbers, billing and shipping address, or e-mail
address, and other bankcard information. If you supply us with personal
information on this web site, you will only be contacted so that we
can provide you with the service or information you have requested or
to occasionally send you other information about LinkPoint and products
or services that we believe you would find interesting.
When
You Browse the LinkPoint or YourPay Web Site, You Do So Without Revealing
Your Identity.
Some LinkPoint and YourPay services use cookies - which are identification
files that track your web browsing activity - only to track your user
session so that you can leave the Web site and return without having
to log in again. This information is erased at the end of your session.
Personal information, such as your e-mail address, is not collected,
unless you provide it to us. LinkPoint does not disclose domain name
or aggregate information to third parties other than vendors who assist
us with our web site and who are under strict confidentiality requirements.
We Are Committed to Protecting the Confidentiality of Your Information.
LinkPoint policies limit access to personal user information that is
collected from this web site to only those employees of LinkPoint and
its affiliates or contractors who need the information to complete the
transaction or otherwise provide the service to you or fulfill their
business responsibilities, such as credit reporting, verification, and
risk management.
We will disclose information in response to a lawful request issued
by a court, government agency or regulatory authority with the jurisdiction
to make that request. Otherwise, we will only disclose information to
those who need to know, as described above, and all communications of
your personal data will either be encrypted at the highest available
levels of security or transmitted over a dedicated, secured lease line.
Vendors and other outside contractors we engage are subject to our contractual
requirements to ensure that sensitive personal information is safeguarded.
Employees must adhere to the LinkPoint Online Privacy Statement in addition
to the First Data Corporation's Privacy Principles described below.
Employees violating the LinkPoint Online Privacy Statement or the Privacy
Principles are subject to disciplinary action, up to and including dismissal.
We Strive to Give Consumers Choices About How Their Data Will be
Used.
If we obtain personal information as part of a direct relationship
with consumers, we will use this information only to provide products
and services; to facilitate and complete consumer-initiated or authorized
transactions and service requests; to comply with federal, state and
local laws, including credit reporting laws and card association rules;
to combat fraud or identity theft; or to offer products and services
that LinkPoint believes may be of interest to its customers. In the
event that LinkPoint expands the scope of its marketing efforts such
that it would like to disclose personal information to third parties
for expanded marketing purposes, we will first give customers an opportunity
to opt-out of these types of disclosures.
We Use Appropriate Security Safeguards.
At LinkPoint, security is a priority. LinkPoint employs appropriate
measures, including advanced technology, to protect personal information
collected online against unauthorized access, disclosure, alteration
or destruction. These may include, among others, encryption, physical
access security, dedicated lines, computer firewalls and other appropriate
technologies. LinkPoint reviews and enhances its security systems as
necessary.
The
LinkPoint and YourPay Web sites May Be Linked to Other Web sites.
LinkPoint may create links to third-party web sites. LinkPoint is not
responsible for the content or privacy practices employed by web sites
that are linked to our web site.
The LinkPoint and YourPay Web sites are Not Directed at Children Under
the Age of 18.
Our web site is not directed at children under the age of 18. Children
under the age of 18 are not allowed to use LinkPoint or YourPay services.
We Hold Ourselves Accountable Under Our Privacy Principles.
LinkPoint is committed to meeting the highest standards for our privacy
program. Our parent company, First Data Corporation, also takes privacy
very seriously. A senior First Data Corporation official serves as the
company-wide privacy officer with responsibility for administering the
First Data Corporation privacy program, including communicating and
enforcing its Privacy Principles with its, and its subsidiaries' (including
LinkPoint), employees and contractors. For more information, please
read First Data Corporation's Privacy Principles.
To complement First Data Corporation's privacy program, LinkPoint has
appointed a senior official to work in conjunction with First Data Corporation's
privacy officer and is responsible for:
- Overseeing
employee privacy training and employee compliance related to the Online
Privacy Statement;
- Conducting
periodic assessments of compliance with this Online Privacy Statement,
as well as specific implementation policies and procedures; and
- Ensuring
that LinkPoint actively participates in appropriate privacy activities,
including self-regulatory initiatives.
If you
have any questions or comments about the LinkPoint Online Privacy Statement
or for some reason believe we have not adhered to our statement, please
contact us at LinkPoint Customer Service at privacyofficer@linkpoint.com
or write to: LinkPoint International, P.O. Box 2048, Simi Valley, CA
93062.
This online privacy statement is currently applicable only to our web
site customers and visitors in the United States.
